What was one cause of the Panic of 1819?

The major cause of the Panic of 1819 was irresponsible banking policies. The Second Bank of the United States offered bad loans and paper money, then changed to more conservative credit policies, especially in the western states where state loans had been made to land speculators.

Explanation:

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can I have brain pls thx

The major cause of the Panic of 1819 was irresponsible banking policies

c it says nothing about connecting those 2 seas.