Which quotation from the passage is an example of direct characterization? A. Mark McManus was one of the shyest kids in our whole school. (paragraph 1)
B. Sometimes, Mark would sit scribbling things in the little black notebook he always kept
in his pocket. (paragraph 1)
C. Any time we would ask him what he was writing, he would say, "Just writing," and keep
on scribbling. (paragraph 2)
D. When it did, those same eyes that he usually kept glued to the floor looked straight into
the audience. (paragraph 2)

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answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk