Hello someone help asap i literally don't understand this

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Persons or group opposing or hostile to another person or group the definition word is

Brainliestttme : ) describe the event: increase in islamic extremism in the middle east