Why are student loans usually guaranteed by the government? Banks charge low interest rates for student loans.

Banks cannot expect students to have collateral.

Banks are required to maintain a certain reserve ratio.

Banks would give students credit cards they can't afford.

How did the war of 1812 contribute to an increase in u. s. manufacturing? a) the war provided more resources for factories to increase production. b) the war promoted trade between countries so that americans could focus on fighting. c) the war cut americans off from their previous supply of imported manufactured goods. d) the war limited transportation in america, making it necessary to import manufactured goods.