Afee banks charge in exchange for borrowing money is called

The correct answer is: "interest"

The interest rate is the price established by the banks and other lending institutions in exchange for lending money to economic agents. It is usually expressed as a percentage and it is applied to the total amount lent, also denominated the principal of the loan.

Economic agents that borrow funds, at the end of the transaction, will have to return the principal of the loan (the total amount borrowed) plus the total interest payment.

regarding the law, the 15th amendment was specifically designed thinking in the rights of black free men.

even though ratified on february 3, 1870, the promise of the 15th amendment would not be fully applied for a long time.poll taxes and literacy tests would allow southern states disenfranchise african americans. only in 1965 the voting rights for african americans would be actually able to vote in the south.

in 1965, president johnson signed the voting rights act, which aimed to overcome legal barriers that prevented african americans from voting as it was guaranteed by the 15th amendment to the u.s. constitution.

the right answer is d) a conference committee. it is a temporary panel formed by house and senate members in order to reconcile differences in legislation.