Which of the characteristics listed in the chart earlier in this section are illustrated here?

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

In ohio in 1872, the cleveland massacre was a violent labor dispute at standard oil refineries in cleveland. a takeover by standard oil of the refineries in cleveland. an attempt to stop standard oil from becoming a monopoly. a failed attempt by standard oil to take over other refineries.

Of the following, who would be the least affected by the telegraph? eastern industrialists western businessmen city dwellers native americans