All of the following are fees typically charged by credit card companies except:
a) late payment fee
b) balance transfer fee
c) annual membership fee
d) reload fee

Credit Card companies typically charge late payment fees, Balance transfer Fee and annual membership fees except for the Reload fee.  

Further Explanation:-

Credit cards have high-interest rates if compared with other types of loans. Borrowing money is considered to be expensive through credit cards and if one who has a credit card does not pay credit card balance with time then that interest rate accumulates at a rapid pace. If a person who owns a credit card didn't even pay minimum amount of money required to keep up with good credit score, then bank may charge that person late payment fee and in even worst-case scenario if borrower fails to pay interest for continuous months then that late payment starts showing up in one's credit report and that can damage credit score and get back that credit score, One has to pay interest timely again for long period of time. Late payment fee is charged to credit card holders and along with that customers are also charged with annual membership charge.

The cash reloads fee is sometimes imposed by the retail location to the addition of the money to the card. The majority of the credit card providers other options for adding money to the card which includes direct deposit and that saves customers from cash reload fees. If someone transfers the balance to another's account then money transfer charges are also applied on that account but reload fee is never applied to the customers.

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Answer details:

Grade – High School

Subject – Economy

Chapter – Credit Cards

Keywords– Economy, Credit Card, Borrowing, Minimum, Credit score, Membership, Scenario, Transfer, Damage, Reload, damage, Borrower.