While riding in a car, driving at 60 mph, you see trees, people and other cars seeming to move backwards from your position. Why do these objects seem to be going backwards from your point of view, even though they are going in different directions?

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both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.

missouri compromise of 1820 which prohibited slavery