Paying only the minimum balance on your credit card
can lead to

That's because a lot of cards come with high interest rates. Paying only the minimum will cause you to pay more in interest and extend the term of your debt, according to Bruce McClary at National Federation for Credit Counseling (NFCC).

Explanation:

answer is b.

  it is always the best policy to have good communication and good relations between individuals and, specially, between leaders of the countries. for this purpose, among others, there is a common place, the united nations, where the representants can present his and learn about the other country's policies.