What is Redlining and describe how housing discrimination has impacted African-Americans and people of color?

Explanation:

Redlining is the act of denying people various goods or services by government or private institutions, through direct price hikes or selective price hikes.

This act was used to stop minority populations like african americans from getting loans to buy houses in certain american neighborhoods and was used to stop them from getting loans to improve their homes.

House discrimination has impacted these e groups by isolating them culturally and politically. It made political alliances difficult for them as well as causing resentments. Fewer housing and employments for these people raised increase in violent crime rates and concentrated poverty.

answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk