What is Lincoln discussing in this excerpt from the
Proclamation of Amnesty and Reconstruction?

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

What was the significant advancement of the caravel? a. it could sail with the wind c. it could sail against the wind b. it could sail at night d. it was motorized

Which of these is one right guaranteed by the aha's patient bill of rights? a. the right to remain on your insurance plan. b. the right to appeal denial of coverage for a procedure. c. the right to be treated with respect. d. the right to have insurance even with preexisting conditions.