Help with question 1 and 2

Which underlying american value is being expressed by the passage of anti-discrimination laws? 1.equality 2.patriotism 3.individualism 4.conformity

How might a utilitarian person respond to the magistrate and the mob?

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists