1. Amount needs are ___. A. Shelter
B. All of these
C. Healthcare
D. Food and Clothing

2. Money obtained from salary, wages, tips, or commissions is .
A. Bills
B. Income
C. Expenses
D. Savings

3. If your expenses exceed your income, you should .
A. Reduce your recreational expenditures
B. All of these
C. Examine what you spend on food
D. Increase your income

4. People protect each other against income losses in a risk-sharing plan called .
A. Insurance
B. Stock
C. Savings
D. Bond

5. With __, a policyholder must pay a certain percentage of medical costs.
A. A copayment
B. A bond
C. Coinsurance
D. A portfolio

6. A new government law called the ___ has the goals of making health insurance more accessible, of better quality, and more affordable.
A. Health Savings Account
B. Health Tax Act
C. Cheap Insurance Law
D. Affordable Care Act

the governor can not veto a referendum that the voters approve

incident infrared radiation is blocked. visible and ultraviolet radiation heat   earth.

earth radiates infrared radiation. infrared radiation is blocked and heats earth. visible and shortwave radiation heat earth.

earth radiates longwave radiation

longwave radiation is reflected downward longwave radiation heats earth

what if dreaming is our natural state, and we only wake to collect information for our dreams.

if we were to fully devote our bodies, minds, and consciousness to dreaming, how far would it go? we could essentially reach a new plain of existence were we here in these bodies are sleeping, but an entire universe of endless possibilities, happening right in our head.

that could be the way we reach some of these scientific feats that we all seem to want. we could connect to many other things. that could be the way we connect to extra-terrestrial, and even spirits of the dead.

dreaming is something that humans take for ranted, when really, it could be the key to the universe.