How was the U. S. Constitution further amended to protect due process?

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Answer the questions in the image for brainliest

According to some historians which marks at the beginning of the us civil war