Banks that practice fractional reserve banking are able to a. change the interest rates on loans for any reason
b. lend most of the money they hold as deposits
c. return all of their deposited cash at any time
d. provide financial services to customers at no cost

B; lend most of the money they hold as deposits

Explanation: Just did it on A pex

when studying cause and effect, historians usually group the causes into different categories. for example, cultural causes reflect how a society’s literature and art convey the way the society saw itself in relation to the rest of the world. another resource that historians use to understand society is pop culture, which tells them the trends and ideas that are preferred by the common people. when studying cause and effect, it’s important to remember multiple causation, or the idea that an effect could have several causes and vice versa.  

the correct option is “cultural causes” since art and literature are related to the culture of a place. culture is determined by literature, art, music.

the correct option is “pop culture” since it reflects the likes and ideas of common people whereas the rest of the options do not focus on common people.  

the correct option is “multiple causation” since it refers to the idea that events are caused by multiple reasons, not just a single one.  

answer: ensure protection from communism

explanation:

the north atlantic treaty was largely dormant until the korean war initiated the establishment of nato to implement it, by means of an integrated military structure: this included the formation of supreme headquarters allied powers europe in 1951, which adopted the western union's military structures and plans.