How do financial companies, life companies, and pension funds channel saving to borrow?

b.provides a written record of the transaction

in mcculloch v. maryland (1819) the supreme court ruled that congress had implied powers under the necessary and proper clause of article i, section 8 of the constitution to create the second bank of the united states and that the state of maryland lacked the power to tax the bank.

gibbons v. ogden, (1824), was a landmark decision in which the supreme court of the united states held that the power to regulate interstate commerce, granted to congress by the commerce clause of the united states constitution, encompassed the power to regulate navigation.

the main reason that the constitution did not proclaim all men to be free and equal is because of the issue of slavery.