In a secured loan, collateral is . a. valuable property that the borrower promises to give the lender in the event of default on the loan b. an agreement made in civil court agreeing that the borrower may be arrested in the event of default on the loan c. an agreement signed by a co-borrower promising to pay the loan in the event the primary borrower defaults on the loan d. and insurance policy taken out by the lender and paid for by the borrower to cover the lender from loss in the event of default

A.) valuable property that the borrower promises to give the lender in the event of default on the loan

Explanation:

health care plans in the united states having high costs because they are focusing on providing quality programs for different groups of individuals. the quality of the service is based on money flow received from the members. without this investment, couldn't be possible a constant scientific searching to prevent death and illness caused because of low levels of health investigation. currently, the complaints are not about the highest cost, but about the coverage and benefits to access the necessary health services required by the members.  

besides, if a global health system is established the quality levels will fall down because of the standardized of the health. the access to care will increase but the quality will be low because it depends on the money invested.