We hold these truths to be self-evident, that all men are created equal, that they are endowed by their creator with certain unalienable rights, that among these are life, liberty, and the pursuit of happiness A. Must be earned
B. Cannot be surrendered, sold, or transferred
C. Are granted to citizens by the governments
D. Guarantee citizens a happy life

both are true, the congress does have the power to create banks, even if this power is not specifically described in the constitution, since there is nothing restricting it and there is power given to the congress to make "all laws which shall be necessary and proper". maryland was not allowed to tax a branch of the national bank operating there, and the supreme court decided that no state could. both of these topics were discussed in a decision of the mcculloch v. maryland case in 1819.

imma say false because i dont know anything about this.

cultural history is your answer

a direct vote in which an entire electorate is invited to vote on a particular proposal. this may result in the adoption of a new law.