Speaker 1: i know a lot of people want city business handled by a
professional administrator, but just because someone's a professional
doesn't mean he or she shares our city's values.
speaker 2: it makes me nervous that our mayor has more power than
the city council. i think groups of people make better decisions than
individuals
speaker 3: we're not a small community anymore, so gathering
everyone together to make decisions takes way too much time.
speaker 4: it just doesn't make sense to handle everything through
selectmen. i haven't even been able to talk to the one in my district,
and she lives right down the street.
which speaker is expressing a negative opinion about an aspect of the town
meeting form of municipal government?
speaker 3 is the correct answer

the answer is b. hope this !

anti-semitism hope this !

answer: a

explanation:  

stocks and bonds are the two main classes of assets investors use in their portfolios. stocks offer an ownership stake in a company, while bonds are akin to loans made to a company (a corporate bond) or other organization (like the u.s. treasury). in general, stocks are considered riskier and more volatile than bonds.

savings accounts are just money in a bank- they are insured by the fdic for up to 250,000.   very little risk

the average mutual fund holds hundreds of different securities, which means mutual fund shareholders gain important diversification at a low price. which means if one stock or bond drops it will have very little affect on the mutual fund - again very little risk

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