Explain how and why
states in the americas
developed and changed
over time.

The United States of America was created on July 4, 1776, with the Declaration of Independence of thirteen British colonies. ... This came to a head in 1860 and 1861, when the governments of the southern states proclaimed their secession from the country and formed the Confederate States of America.

Explanation:

in mcculloch v. maryland (1819) the supreme court ruled that congress had implied powers under the necessary and proper clause of article i, section 8 of the constitution to create the second bank of the united states and that the state of maryland lacked the power to tax the bank.

gibbons v. ogden, (1824), was a landmark decision in which the supreme court of the united states held that the power to regulate interstate commerce, granted to congress by the commerce clause of the united states constitution, encompassed the power to regulate navigation.

he risk-return relationship. generally, the higher the potential return of an investment, the higher the risk. there is no guarantee that you will actually get a higher return by accepting more risk. diversification enables you to reduce the risk of your portfolio without sacrificing potential returns.

explanation: