Which of the following best explains why raising the required reserve ratio
results in a decrease in the money supply?
o
a. when the required reserve ratio is high, banks must loan out a
smaller portion of their reserves, resulting in fewer loans.
o
b. when the required reserve ratio is high, banks have less incentive
to give loans because they make less profit on these loans.
o
c. when the required reserve ratio is high, the inflation rate goes up
and people spend less money.
o
d. when the required reserve ratio is high, banks charge higher
interest rates that make loans less affordable to many people

Choose one civil war topic from the list below. research your topic using the library and the internet. then, write a report of at least four hundred words. topics: a major civil war battle civil war munitions and uniforms the emancipation proclamation the gettysburg address note! when writing a research paper, it is important to cite your source or sources. for example, anytime you use a direct quote from the source in your writing, you should follow it with the author's last name, the year of the publication, and the page number where the specific quotation is located in parentheses. for example: the author states, "lincoln was an american hero." (jones, 1999, p. 298). you will also need to include a works cited section at the end of your paper, providing the information about the source you used. generally, when you are writing for a social science course (like this course), you will use a citation format designed by the american psychological association (apa). use this brief apa style guide to you format your citations.