James wants to go on a trip to italy this month. the trip will cost five thousand dollars. he has saved three thousand dollars. which of these actions is least financially risky?
1)
put the rest of his expenses on a credit card
2)
take out a bank loan to finance the trip
3)
delay travel until he has saved the rest of the money
4)
use money from his retirement account

Delay travel until he has saved the rest of the money.

This won't put you into debt or use money from accounts that you shouldn't touch.

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