How would you explain the banking system to younger students?

can someone answer this

How did the voting rights act and the 15th amendment combine to improve individual rights for african americans

In ohio in 1872, the cleveland massacre was a violent labor dispute at standard oil refineries in cleveland. a takeover by standard oil of the refineries in cleveland. an attempt to stop standard oil from becoming a monopoly. a failed attempt by standard oil to take over other refineries.

Which of the following encouraged westward expansion? a. the government decreased the price of federal land. b. each of these represents actions taken to encourage westward expansion. c. the government decreased the price of federal land d. the second national bank lowered the cost of borrowing money (reduced interest rates)