What is the best title for the bulleted list?

the answer is B.) apex

B. Independent Regulatory Commissions

Independent Regulatory Commissions are federal commissions or agencies created by the Legislative branch, and whose members leaders are appointed by the President to serve lengthy terms, 14 years on average.

They act as independent agencies of the government, and have a wide-reaching authority to set and enforce federal rules that regulate various economic activities of many fields. For example, the Federal Trade Commission is in charge of regulating and monitoring trade practices, compliance with trade laws, legal investigations and promoting fair trade. Likewise, there is the Consumer Product Safety Commission, the Nuclear Regulatory Commission, the Federal Communications Commission and the Securities and Exchange Commission.

Furthermore, they also have a judicial function, as they are able to conduct hearings and pass judgments concerning adherence to their regulations.

keeping a cash reserve because cash flow is the the movement of money through a company and if it just sits there, it wont the movement