By 1932, many in the united states were blaming for the woes of the great depression. a. herbet hoover b. franklin roosevelt c. europe d. the 'roaring 20s'

Correct  A. Herbert Hoover

Herbert Hoover served as President of the United States from 1929 to 1933.  He was in office when the Great Depression began, and was blamed for the fact that the country struggled as it did.  The problems that led to the Depression had been building up for years before Hoover took office, but as the leader of the country when the troubles hit, he was the one who took the bulk of the criticism.  And Hoover really had no solutions to the problems.  In the 1932 presidential election, he was defeated by Franklin D. Roosevelt.  Roosevelt implemented "New Deal" policies to combat the Depression.

its main object was the establishment of "settlement houses" in poor urban areas, in which volunteer middle-class "settlement workers" would live, hoping to share knowledge and culture with, and alleviate the poverty of, their low-income neighbors.

most people now work in jobs where they do one  kind  of work; they are carpenters, bankers, cooks, mechanics, and so forth. likewise, most  businesses produce  only certainkinds  of  goods  or  services, such as cars, tacos, or gardening  services. this feature of  production  is known as specialization.