What does sunbeams were golden threads piericing the clouds

Lloyd’s of london was one of the first institutions to offer insurance to merchants and joint-trade companies. a major part of the insurance system involved people who agreed to take responsibility for the insured losses in return for a fee. what were these risk-takers known as? a. joint-stock companies b. investors c. underwriters d. merchants e. capitalists

Which scenario best illustrates the principle of popular sovereignty?

What was the focus of the stanford study-pls