6. what is the difference between a copayment and a deductible?

A deductible is commonly use together with coinsurance. In this case you would pay the deductible amount first and after you would have the left over coinsurance amount. Copays are similar to deductibles, in that it is usually a fixed amount of money you have to pay each time you need to use your insurance plan.

Warm up, exercise, cool down

Afew buddies come over to your house to hang out. they notice you're struggling in school, perhaps you have to rely on to pass your class, but you can't absorb the knowledge. they could positively reinforce getting a tutor and working with you, dedicating more time to the areas of struggle and less on hanging out to better yourself.secondly, say you're the victim of bullying. you're afraid to tell an adult because of possible repercussions from the bully himself. your friends encouraging you and pushing you towards telling an adult for your safety is another example.