Medicare Course Home Transcript
ion 10
et answered
Mrs. Quinn has just turned 65, is in excellent health and has a relatively high income.
She uses no medications and sees no reason to spend money on a Medicare
prescription drug plan if she does not need the coverage. She currently does not have
creditable coverage. What could you tell her about the implications of such a decision?

Explanation:

Well if she has a good income, that's fine. But 65 is the very beginning of when things can go wrong and generally speaking they do.

Insurance is never for the present. It is always for the future. She's really close to the go wrong stage. A single hospital stay might be enough to wipe her out. If she can withstand that, then perhaps she really does not need the coverage, but I wouldn't bet on it.

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