Do you think all employers should offer this type of insurance? why or why not?

Offer what type of insurance?

It all depends on the insurance it's self most are for people who have Medicare or the ones who don't have insurance that's called emergency insurance

People who utilizes the progression principle will ensure their exercise program increases in frequency, intensity, time, and type. the changes need to happen gradually in order to ensure they make gains in their fitness program. a person who doesn't utilize the progression principle can still gain health benefits from exercising, but will not continue to improve in cardiovascular fitness.