Sheldon has a traditional health insurance plan. He has a $200 deductible. The level of co-insurance for his plan is 90/10, where 10 represents Sheldon’s portion. He does not have a co-payment. If Sheldon incurs a $1,500 hospital bill, how much money will the insurance company pay for the bill?

Your good friend emma invited you to her 18-year-old cousin matt's birthday party. emma is a straight-a student who is also on the cheerleading squad. when you get to her cousin's house, you see that there are no adults there. emma's cousin hands her a beer. he then hands you a beer and says, "here, have one. i do it all the time, and i never get caught." what would you do?