All of the following are prohibited provisions in a long-term care policy, except:
a. cancels, nonrenews, or terminates the policy on the grounds of age or deterioration of the mental or physical health of the insuredb. cancelling a policy due to nonpayment of premiumc. limits or denies benefits to a policyholder who is diagnosed with any destructive brain tissue disease that will result in loss of brain functiond. provides coverage for only skilled nursing care instead of lower levels of care

In 2009, a flu pandemic was believed to have originated when viral transmission occurred from pig to human, thereby earning the designation, "swine flu." although pigs are thought to have been the breeding ground for the 2009 virus, sequences from bird, pig, and human viruses were all found within this newly identified virus. what is the most likely explanation of why this virus contained sequences from bird, pig, and human viruses? a) the virus was descended from a common ancestor of bird, pig, and human flu viruses. b) the infected individuals happened to be infected with all three virus types. c) related viruses can undergo genetic recombination if the rna genomes mix and match during viral assembly. d) the human was likely infected with various bacterial strains that contained all three rna viruses.