Mrs. willard wants to know generally how the benefits under original medicare might compare to the benefits package of a medicare health plan before she starts looking at specific plans. what could you tell her?
a. medicare health plans may offer extra benefits that original medicare does not offer such as vision, hearing, and
dental services and must include a maximum out-of-pocket limit on part a and part b services.
b. all medicare health plans offer cost-sharing that is lower than original medicare for all part a and part b covered
services, but the maximum out-of-pocket limit is higher than in original medicare.
c. medicare health plans are not permitted to offer any benefits beyond those available under the original medicare
program and must have the same maximum out-of-pocket limit on part a and part b services as ffs medicare.
d. medicare health plans do not necessarily have to cover all of the original medicare part a and part b services,
but must include a maximum out-of-pocket limit.