Your credit card line is based on your monthly income your current debt and length of residence at your current address

True

Explanation:

Credit checks happened to be based on all of these criteria :)

answergenetic engineering;

out of the choices i'd say d the ability to set goals, mainly because to desire to continue you need motivation but it isn't motivation in that part, but setting goals means you have an endgame and you want to reach it which sums up motivation.