In burgess's model of human settlement, the wealthy would live in the residential district marked by ring on the image above because they would have greater access to transportation.

I don't have the image but the wealthy would live in the outer ring especially because the have transportation and can commute. 

To provide education in rural schools

Humid continental climate is found in the interior of continents between the 30 and 60 degrees latitude, but usually above the 40 degree line.   40 degrees north of the equator means less direct sunlight and therefore less warmth.   this climate is mainly found in the northern hemisphere since there are no major landmasses in the southern hemisphere.  if you live in northern indiana, you know all about humid continental because that is the climate type you have!