Please explain with details im preparing for my exam and thank you !!

Chris lives in a city that experiences heavy rainfall with average annual precipitation of 882 millimeters. it is warm all year. mark lives in city with an average annual rainfall of 40 millimeters. it has hot summers and cool winters. chris's city is in a climate, while mark's city is in a climate.

To obtain a microcredit loan, a person typically must a. be a male and have a source of income b. provide collateral and sign paperwork c. verbally promise to pay back the money d. have a good credit history select the best answer from the choices provided. a b c d

How do you think the different landforms of northern and southern europe would affect ways of life in those two areas