Is British Isles heavily urbanized?

By any standard the United Kingdom is among the most urbanized of countries, for towns not only typify the national way of life but are unusually significant elements in the geography of the country.

Humid continental climate is found in the interior of continents between the 30 and 60 degrees latitude, but usually above the 40 degree line.   40 degrees north of the equator means less direct sunlight and therefore less warmth.   this climate is mainly found in the northern hemisphere since there are no major landmasses in the southern hemisphere.  if you live in northern indiana, you know all about humid continental because that is the climate type you have!