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To obtain a microcredit loan, a person typically must a. be a male and have a source of income b. provide collateral and sign paperwork c. verbally promise to pay back the money d. have a good credit history select the best answer from the choices provided. a b c d

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Which statement best explains the relationship between an area's geography and the temperature of its surface water? areas at low altitudes have the warmest water because they receive the most direct sunlight. areas at low altitudes have the warmest water because they have the least change in temperature throughout the year. areas at high latitudes have the warmest water because their days are the longest. areas at high latitudes have the warmest water because they have the longest seasons.