In addition to the current prime rate, other factors that can affect and individual's mortgage amounts and interest rates include which of the following? A.
Your income
B.
Your credit rating
C.
Both A and B
D.
None of the above

C. Both A and B

Banks are risk adverse. The greater one’s income to debt ratio, the less amount of loan offered. Never purchase a vehicle or any other large loan when waiting to close on your house. Last minute debt accumulation may knock down the loan max mortgage amount... below what you offered for the

Humid continental climate is found in the interior of continents between the 30 and 60 degrees latitude, but usually above the 40 degree line.   40 degrees north of the equator means less direct sunlight and therefore less warmth.   this climate is mainly found in the northern hemisphere since there are no major landmasses in the southern hemisphere.  if you live in northern indiana, you know all about humid continental because that is the climate type you have!