Need ! some people are not allowed to buy private insurance, even if they can afford it. this is because insurance companies can turn away people who have preexisting conditions that would make them expensive to insure. a universal system would guarantee that everyone could receive health care regardless of preexisting conditions. consequently, more people would be able to seek preventative services, such as yearly checkups, to maintain good health and detect problems early. even for insured people, copays and insurance premiums are too high to afford. too frequently, people avoid taking preventative health measures until something is “really wrong.” by then, it is often too late. briefly summarize the author’s main points for how a universal system would solve this problem.

A good summary collects the main ideas of the paragraph in a short, faithful manner to the original text.

Here are the main ideas of this text:
* Private insurance is not available for people with high-risk conditions.
* Health care copays are expensive for people with insurance
* These reasons cause often health crisis that could be prevented.
* Existance of global insurance could prevent these serious health conditions by making care affordable and efficent.

Then, the next step is to connect these sentences cohesively.

Private insurance is mostly not available for people with high-risk conditions. Moreover, it's also expensive for people who can afford it. These result in frequent health crisis situations that could have been prevented. A better health care can be achieved by offering a universal health system that makes affordable and efficient care.

The answer is !