1. A zero-based budget is when your income minus your giving, saving, and spending
equals
2....
![English](/tpl/images/cats/en.png)
1. A zero-based budget is when your income minus your giving, saving, and spending
equals
2. Prioritize your
shelter, utilities, transportation, and food.
+
3. A zero-based budget does not mean zero dollars in your
account.
4. The best kind of budget is a
budget.
5. Make sure you have a miscellaneous
6. Use a budgeting app that works for
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