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Which two phrases in this information about medicare prescription drug coverage are noun phrases

Read the excerpt below from "letter from birmingham jail" and then answer the question below: "my citing the creation of tension as part of the work of the nonviolent resister may sound rather shocking. but i must confess that i am not afraid of the word "tension." i have earnestly opposed violent tension, but there is a type of constructive, nonviolent tension which is necessary for growth. just as socrates felt that it was necessary to create a tension in the mind so that individuals could rise from the bondage of myths and half truths to the unfettered realm of creative analysis and objective appraisal, so must we see the need for nonviolent gadflies to create the kind of tension in society that will men rise from the dark depths of prejudice and racism to the majestic heights of understanding and brotherhood." how does king's repetition of the term "tension" impact the meaning of the text? question 5 options: dr. king says that he is afraid of the word tension and he doesn't think it is necessary. dr. king repeats the word tension to explain how he sees the word as a negative force that discourages change. dr. king repeats the word tension unintentionally, and it doesn't impact the meaning of the text. dr. king repeats the word tension to support how he views the word tension as positive and growth-producing.

It is important to learn about finances. take, for instance, the old rule of saving ten percent of every paycheck. are most people aware that theyshould immediately take that percentage out of their paycheck and put it into savings? balancing your checkbook is another important element ofkeeping track of your money. buy a money tracking program and use it to manage your money. another important tip is to speak with a financialplanner and learn about stocks and bonds. come up with a savings plan that includes a 401k, stocks, and bonds. and start young. the longer youwait to save, the less compound interest you will accumulate. which is the best title for this paragraph?