One advantage of federal loans over bank loans is that federal loans A
have a fixed interest rate.

B
do not have to be paid back.

C
can be paid monthly or yearly.

D
do not affect your credit score.

I'd say C.

Explanation:

I hope this helps you and if not, I apologise for false info. Peace out.

one advantage of federal loans over bank loans is that federal loans

C.can be paid monthly of yearly

c

Explanation:

emerson essentially believes that traveling is overrated. he supports this perspective through an initial focus on "the idea" of places like italy, england, and egypt, and the fascination of "educated americans" with them. he argues that those places only took on the grand, majestic ideas that they represent because "they who made england, italy, or greece venerable in the imagination did so by sticking fast where they were, like an axis of the earth." yes, those places are grand, but only because they so clearly represent the places that they are. the art and culture of italy, england, and egypt is authentic, and therefore significant.

plz mark brainliest