Please help me with a letter

to your regular grocer apologizing for the late payment.

Dear {Mr./Mrs. Name}, I am sincerely sorry for the delay in payment on {loan type}. I apologize for any inconvenience or frustration this caused you. ... I would appreciate it if, considering the circumstances and the fact that this is my first infraction, you would be willing to waive the late payment fee.

sincerly,(you name)

Explanation:

why are you apologizing to the grocery people in the first place?(Just curious)

- "a nonrestrictive clause functions as a modifier to a noun (that is an object, person or concept). these clauses can be described by the following three options: it is set off by comas, it contains a subject and a verbs and it adds nonessential information to the sentence.

for example, in "here is bill gates, who confounded microsoft software company" we can identify "who confounded microsoft software company" as a nonrestrictive clause modifying the noun bill gates. this clause can be describes as a nonrestrictive clause because it is separated by a comma, it adds nonessential information to identify who bill gates is and it must contain both a subject (who) and a verb (confounded)."

yeah uhm looks pretty good lol