How to save money and use it in the correct way 2 paragraphs

The first step to start saving money is to figure out how much you spend. Keep track of all your expenses—that means every coffee, household item and cash tip.

Once you have your data, organize the numbers by categories, such as gas, groceries and mortgage, and total each amount. Use your credit card and bank statements to make sure you’re accurate—and don’t forget any.

Tip: Look for a free spending tracker to help you get started. Choosing a digital program or app can help automate some of this work. Bank of America clients can use the Spending & Budgeting tool, which automatically categorizes your transactions for easier budgeting in the mobile app or online.

Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget. Your budget should outline how your expenses measure up to your income—so you can plan your spending and limit overspending. Be sure to factor in expenses that occur regularly but not every month, such as car maintenance.

Tip: Include a savings category—aim to save 10 to 15 percent of your income

it was surely an odd creature that one made up by reading the historians first and the poets afterwards a worm winged like an eagle; the spirit of life and elegance and charm,   in a kitchen chopping up suet. but these creatures, monst'r however entertaining to the imagination, hast no existence in fact. what one might doth to bringeth h'r to life wast to bethink poetically and prosaically at one and the same moment,   thus keeping in toucheth with fact—that the lady is mrs martin, ag'd thirty-six, did dress in blue, wearing a black coxcomb and brown shoeth; but not losing sight of fiction eith'r—that the lady is a vessel in which all s'rts of spirits and f'rces art coursing and flashing p'rpetually. the moment, howev'r, yond one tries this method with the elizabethan mistress, one brancheth of illumination fails; one is did hold up by the scarcity of facts.   one knoweth nothing detailed, nothing p'rfectly true and substantial about h'r.   hist'ry scarcely mentions h'r.   and i did turn to professeth'r trevelyan again to seeth what hist'ry meanteth to that gent.   i hath found by looking at his chapt'r headings yond t meanteth.

with mrs. linde, nora reveals her insensitivity and lack of shame about the forgery she committed. she implies that mrs. linde has obviously aged since they last met 10 years earlier, which accounts for nora’s inability to recognize her old friend. although nora seems sympathetic to mrs. linde’s plight, she can’t seem to control herself from boasting about her three children, her husband’s recent promotion, and how good she feels to finally have some money to spend. in a way, she seems to be flaunting her good fortune in front of mrs. linde who, deprived of all these benefits, has come to ask nora for . it is also through her interactions with mrs. linde that we realize something deeper lies under nora’s seemingly childish exterior. she reveals the secret of her forgery to mrs. linde and seems to see herself as quite resourceful for having done it.

in the company of dr. rank, nora is freer than she is with her own husband. she openly laughs with joy at knowing that all the other bank employees will be under her husband’s control. she offers dr. rank a macaroon, apparently forgetting that he knows she is forbidden to eat them. she then quickly covers for herself by claiming that mrs. linde brought them. nora seems much more assertive and free with these other characters, as well as unabashedly willing to scheme, lie, and justify her transgressions as altruistic.  

krogstad provides an interesting parallel to nora. like nora, he too is guilty of committing forgery, for which torvald condemns him and decides to fire him. although krogstad is a man and nora a woman, their crimes of forgery unite them. in fact, krogstad might represent what nora would be like if she were a man and were not strictly scrupulous like her husband is. for example, she tells mrs. linde that "a barrister's profession is such an uncertain thing, especially if he won't undertake unsavoury cases; and naturally torvald has never been willing to do that." perhaps nora would have delved into the unsavory, given how opposite she is to her husband. krogstad's is also the only harsh voice of reality that nora is forced to hear, and that is because he blackmails her for her regaining his job at the bank. finally, torvald’s reaction to krogstad’s forgery seems to foreshadow his harsh and cold reaction to nora’s forgery.