What method does the author use to develop his essay, "my financial career"? example incident reason

The author clearly uses incident to develop his essay “My financial Career”. If we analyze the definition of incident in literature, this refers to an actions or incident that occurs at the beginning of the story and affects the character or the situation, sometimes to incite or stimulate the development of the actions involved. In the case of “My financial career”, everything starts with something as simple as opening a bank account, which led to a series of misunderstanding and confusion among the characters involved, creating a series of actions that derived to a different ending from the original one.

a low four-wheeled open carriage of a kind formerly used in russia.