Identify the sentence that has a problem in subject-verb agreement. a. the use of credit cards have been cited as a major contributor to personal bankruptcy. b. cardholders, especially those on a limited income, often fall into a pattern of making only the minimum payment. c. a credit card that offers cash-back rewards for purchases like airline tickets is tempting. d. the interest rates on credit cards add up quickly.

Chan was leading a group discussion in his university. he discovered that a few participants were dominating the discussion and not letting others speak. what should chan do in such a situation a. chan should allow participants to speak until they are finished b. chan should adjourn the discussion and recommence at a later point c. chan should bar the dominant participants have the freedom to share their opinion d. chan should ensure that all participants have the freedom to share their opinion e. chan should restructure the group so that the dominant participants are isolated

Identify the sentence in which the underlined word or words are punctuated incorrectly. a) pam was (well prepared) for the debate. b) she had (read three quarters) of the material more than once. c) she has always been (self assured). d) the winner needs a (two-thirds) majority of the votes.

What is included in the body of a business letter