You have the opportunity to offer fire insurance to your friends and neighbors. For every policy you take, you incur the following probabilistic annual risk: Annual Loss Probability of Loss $0 60% $500 10% $5,000 10% $20,000 15% $100,000 5% If you incur a loss, you pay it at the end of the year. How much should you charge each policy holder a month, collected at the beginning of each month and held in an account earning a nominal, annual, 6%, to make an annual profit of $1,000 per policy holder?

Courses that are developed by subject matter experts, internal or extemal to the college or university. these programs are marketed by the school (clo2) marks a)-vocational schools b)-vendor training c)-colleges & universities d)-continuing education programs

At steady state, air at 200 kpa, 325 k, and mass flow rate of 0.5 kg/s enters an insulated duct having differing inlet and exit cross-sectional areas. the inlet cross-sectional area is 6 cm2. at the duct exit, the pressure of the air is 100 kpa and the velocity is 250 m/s. neglecting potential energy effects and modeling air as an 1.008 kj/kg k, determine ideal gas with constant cp = (a) the velocity of the air at the inlet, in m/s. (b) the temperature of the air at the exit, in k. (c) the exit cross-sectional area, in cm2

To save energy, the air supply to a 2000 ft office has been shut off overnight and the room temperature has dropped to 40°f. in the morning, the thermostat is reset to 70°f and warm air at 120 f begins to flov in at 200ft'/min. the air is well mixed within the room, and an equal mass flow of air at room temperature (changing with time) is withdrawn through a return duct. the air pressure is nearly 1 atm everywhere. ignoring heat transfer with the surroundings and kinetic and potential energy effects, estimate how long it takes for the room temperature to reach 70°f. plot the room temperature as a function of time.