Build a list of contacts for New Jersey manufacturers as follows: ContactFirstName, ContactLastName, Phone. HINT: To do this you will need to split the contact name into two columns. You will need to embed string functions within string functions. It may be helpful to use Substring and Charindex. For last name, you can use a literal of 20 characters as the length to ensure you pick up all the characters to the end of the field.)

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?