Computers and Technology, 15.12.2020 04:50, BossKnight

You see an ad for a car on an online marketplace. The price is great. The owner asks for a partial payment to hold the car for you. After emailing the owner, you wire $250 directly from your bank account. The owner promises to deliver the car in person, where you plan to pay the remaining amount in cash. However, when the day of delivery arrives, the owner never shows up. Too late, you realize you have been defrauded. When you attempt to contact the owner, for whom you only have an email address and a bank account number, you get no response. What is the best response to this scenario?

to avoid angering the seller, do not flag the account, but send a firmly worded email to the seller to demand your money back

when the marketplace directs you to their disclaimer about potentially fraudulent ads, read the disclaimer carefully and wait

contact your bank, flag the account, give the marketplace the transaction details, report the fraud to the IC3 and the state’s fraud line, and file a police report

accept that you have lost your money forever and take no action

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