Look at the image below

You need a quick answer from a coworker. the most effective way to reach your coworker is through a. cloud server b. instant message c. teleconference d. telepresence

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?

Guys do you know sh27 cause he hacked me : ( pidgegunderson my old user